When it comes to buying a home, you know you have to shell out some moolah for the down payment. But there may be other upfront expenses you might not be aware of and unprepared for. Take a listen to the video to find out what those are and about a tool I offer that helps make budgeting for your dream home much easier.
The housing market is hot and home buyers continue to take advantage of lower interest rates. But as you look at financing, mortgage insurance might also come into play. Take a listen to the video as I break down mortgage insurance for conventional, FHA, and VA loans as well as for second and investment homes.
Does one of your new year resolutions including buying your dream home? Before you begin the process, take a listen to this video to get a better understanding on how your credit score and history will come into play. Plus, if you've had financial missteps in the past, that doesn't mean you automatically won't qualify.
One of the things I get asked about the most is mortgage insurance. Is it a scam? Should I have a bigger down payment to avoid it? Check out the video as I answer those questions and more and take a look at why it may actually be a benefit to you.
You've likely heard the old saying about assuming something. That's especially true when buying a home. Take a listen to the video to find out why you should never assume anything about your purchase and other questions to ask up front.
There's a reason we say "going through the loan process." It IS a process and, yes, additional unforeseen documentation may be required along the way. Take a listen to the video on why it's more beneficial to you to provide the requested documents vs arguing.
Having you been putting off buying a home because you don't think you have a large enough down payment or worried about having to pay mortgage insurance? Take a listen to the video to find out why those fears and more may not be the obstacles you think they are to owning your dream home.
Are you currently renting, but thinking about buying a home soon? Take a listen to the video to find out what does and doesn't work regarding monthly rental payments and how it could effect getting a mortgage.
Found your dream home to buy? So what happens if the home inspection turns up an issue or two? Take a listen to the video to find out what your options may be when it comes to negotiating and how it could affect your financing.