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Never Assume

You've likely heard the old saying about assuming something. That's especially true when buying a home. Take a listen to the video to find out why you should never assume anything about your purchase and other questions to ask up front.

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Arguing Gets You Nowhere

There's a reason we say "going through the loan process." It IS a process and, yes, additional unforeseen documentation may be required along the way. Take a listen to the video on why it's more beneficial to you to provide the requested documents vs arguing.

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Owning vs. Renting

Having you been putting off buying a home because you don't think you have a large enough down payment or worried about having to pay mortgage insurance? Take a listen to the video to find out why those fears and more may not be the obstacles you think they are to owning your dream home.

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Renting? DON"T Pay This Way!

Are you currently renting, but thinking about buying a home soon? Take a listen to the video to find out what does and doesn't work regarding monthly rental payments and how it could effect getting a mortgage.

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Credit vs. Lower Price

Found your dream home to buy? So what happens if the home inspection turns up an issue or two? Take a listen to the video to find out what your options may be when it comes to negotiating and how it could affect your financing.

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Down Payment: 5% vs 20%

One of the most common questions I get is about the down payment. More specifically how much is needed for the down payment. While most people think it's 20%, that's not true. Take a listen to the video to hear the advantages and disadvantages of putting down the full 20% vs a smaller amount.

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Understanding Bankruptcy

Does Bankruptcy = Bad? Not necessarily. Watch the video as I chat with bankruptcy attorney Mark Martella to get a better understanding of what it means to file for bankruptcy and how it could even help in certain situations.

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Not All Credit Scores are Created Equal

If you watch your credit score through Credit Karma or a service offered by a credit card, you may think you know what your score is when applying for a home loan. Watch the video to learn the differences between a consumer credit score and a mortgage credit score and how certain credit events may have an impact on your score.

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The Mortgage Firm.

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(941) 909-7831

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(404) 786-5953

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