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It's tax time. That may have you scratching your head on just how you should go about filing your 2020 returns. Take a listen to the video to find out how the pandemic could change what you file, learn other helpful filing tips, and how it all could affect applying for a home loan.
Does Bankruptcy = Bad? Not necessarily. Watch the video as I chat with bankruptcy attorney Mark Martella to get a better understanding of what it means to file for bankruptcy and how it could even help in certain situations.
If you watch your credit score through Credit Karma or a service offered by a credit card, you may think you know what your score is when applying for a home loan. Watch the video to learn the differences between a consumer credit score and a mortgage credit score and how certain credit events may have an impact on your score.
When buying a new home, nothing is more important than the relationship you have with an agent and your loan officer (me!). You want someone who will do the right thing for you to make sure you have a Happy, Smooth, and On-Time Closing. Check out the video to see how myself and my team work hard for you now and the future. Then give me a call at 941-621-8498 or begin an application online HERE.
Is there a difference when it comes to choosing a local lender vs one who is not? You bet! Listen to the video to find out why a local lender (me!) could make the difference for a Happy, Smooth, and On-Time Closing.
The mortgage process can be daunting and if you've never gone through it, you probably have quite a few questions. One of the most frequently asked is about the down payment. Check out the video to find out more about minimum down payment requirements, where the funds can come from, and much more!
To Lock or Not to Lock? That is the question at the beginning of the mortgage process. Watch the video to hear my very "scientific" method of determining whether to lock in an interest rate.
Are you ready to buy a home??? But something keeps stopping you from picking up the phone? I get it! Making that call may be one of the scariest things you'll ever do. But I can make it easier! Take a listen to find out some important questions to ask yourself and then give me a call at 941-777-3355. Or you can start the application process online here.
If you haven't gone through the loan process before or if it's been a while, it can be a bit intimidating. But it doesn't have to be! Take a listen as Toby walks through the entire process of what to expect from beginning the loan application to closing!
There's a lot of uncertainly in the world at the moment and things are rapidly changing day to day. Toby is keeping you in the know with what's happening with mortgages and current guidelines.
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