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Listen to Toby's Radio Interview

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Relationships & Doing The Right Thing

When buying a new home, nothing is more important than the relationship you have with an agent and your loan officer (me!). You want someone who will do the right thing for you to make sure you have a Happy, Smooth, and On-Time Closing. Check out the video to see how myself and my team work hard for you now and the future. Then give me a call at 941-621-8498 or begin an application online HERE.

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Local Lender vs. Not?

Is there a difference when it comes to choosing a local lender vs one who is not? You bet! Listen to the video to find out why a local lender (me!) could make the difference for a Happy, Smooth, and On-Time Closing.

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Show Me The Money!

The mortgage process can be daunting and if you've never gone through it, you probably have quite a few questions. One of the most frequently asked is about the down payment. Check out the video to find out more about minimum down payment requirements, where the funds can come from, and much more!

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The Tick Off Factor

The Tick Off Factor

To Lock or Not to Lock? That is the question at the beginning of the mortgage process. Watch the video to hear my very "scientific" method of determining whether to lock in an interest rate.

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Are You Ready???

Are you ready to buy a home??? But something keeps stopping you from picking up the phone? I get it! Making that call may be one of the scariest things you'll ever do. But I can make it easier! Take a listen to find out some important questions to ask yourself and then give me a call at 941-777-3355. Or you can start the application process online here. 

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The In's and Out's of the Loan Process

If you haven't gone through the loan process before or if it's been a while, it can be a bit intimidating. But it doesn't have to be! Take a listen as Toby walks through the entire process of what to expect from beginning the loan application to closing!

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Get in Touch

The Mortgage Firm.

The Green House

(941) 909-7831


(404) 786-5953


Serving All of Florida and Georgia

NMLS 157539   FLA 25403   GA 18770